Goods in Transit Insurance: What Movers Need to Know

Goods in transit insurance protects your belongings while they are being moved. Understanding it — and checking your remover has it — is the single best way to move with peace of mind.

What goods in transit insurance covers

It covers loss or damage to your belongings while they are in the removal vehicle and being handled during the move. A reputable remover carries it as standard.

How it differs from public liability

Public liability insurance covers damage to property or injury to people — for example, a scratched wall or a damaged doorway. Goods in transit covers your possessions. You want a remover with both.

Checking cover levels

Ask what the per-item and total cover limits are, and arrange higher-value cover for valuable items such as art, antiques or instruments. Always get it in writing.

Why it matters

Damage and rogue-trader complaints are the most common removals problems. Choosing a fully insured, accountable company removes that risk — it is the first thing to check.